The 'Not Enough Money' Trap: Is Your Inner Dialogue Accidentally Sabotaging Your Financial Success?

"I don't have enough money."

Okay, my friend, how many times have you caught yourself muttering this under your breath while considering purchasing or investing in something? It's like the unofficial anthem of adulting, right?

This sneaky little phrase has a way of creeping into our minds faster than we can say "add to cart." And honey, it doesn't discriminate – whether you're pinching pennies or rolling in dough, this thought can hit you like that ex sliding into your DMs past your bedtime hours!

But what if I told you this belief is about as real as those Instagram filters?

Debunking the "not enough money" myth

Picture this: Your friend in her corner office, sipping her fancy latte, is feeling just as cash flow-constrained as you did during your ramen noodle college days. Wild, right? This little paradox shows us that maybe, just maybe, it's not about the dollars in your account but the story you're telling yourself about those dollars.

"Where you are feeling not enough in something, there's usually a counter statement to that, where you are saying that something is too much as well."

Let's get real for a minute. When we're singing the "not enough money" anthem, there's usually a B-side track playing about having "too much" of something else – often that pesky thing called debt. It's like complaining about not having enough closet space while holding onto that leopard print jumpsuit you wore once in 2014. (No judgment, we've all been there!)

For example, you might be killing it with your retirement savings and investments (YASSS!) but still feeling the pinch because of that credit card debt that's sticking around like a clingy ex. It's not that you're broke – it's that you're juggling priorities like a circus act.

Buying into this myth is like wearing shoes one size too small—it's uncomfortable, it limits where you can go, and honestly, it's not a good look on anyone!

Reframing your financial narrative

Alright, it’s time for some tough love. Instead of nodding along to the "not enough" soundtrack, let's change the mixtape.

First things first, let's get down to the nitty-gritty—aka, let’s get specific! Pull out those bank statements, dust off your credit card bills, and take stock of what's really going on. Break it down like you're explaining your weekend plans—what's coming in, what's going out, and where's it all going?

"We want to be able to really get the truth about that. I always say you need to get back to a single source of truth."

Next, let's talk priorities. Are you spreading your cash thinner than your favourite face mask? If paying off that credit card is your jam right now, maybe it's time to press pause on your weekly mani-pedi fund. It's not about being broke; it's about being a CEO with your money choices.

Finally, let's remix that internal monologue. Instead of "I'm so broke," try "I'm investing $X to kick this credit card debt to the curb by [insert date here]." See what I did there? We just turned your sob story into a power move.

Here are some action steps to get you started:

Tip #1: Practice financial mindfulness by having regular Money Dates. Treat your finances like that high-maintenance friend who needs constant attention – set aside time each week or month to check in, see how things are going, and make sure you're still on the same page.

Tip #2: Set specific, measurable financial goals. Swap out those vague "I want to be rich" dreams for concrete targets. Think "I'm saving $5000 for my vacation to Dubai in December 2025" vibes.

Tip #3: Cultivate a growth mindset about money. Start seeing dollar signs as opportunities rather than limitations. It's like switching from a flip phone to a smartphone – suddenly, there's so much more you can do!

Remember, falling for the "never enough" trap is like wearing leggings as pants (the non-high-quality ones…aka the see-through kind!)—it might feel comfy at first, but eventually, you realize it's not doing you any favours.

There's a better way, and it starts with changing your money story.

Ready to Remix Your Money Mindset?

If you're nodding along, thinking, "Damn, why are you dragging me like this?" and you're ready to give your money story a glow-up, I've got just the thing for you. My audio series "Get Unstuck with Your Money" is like a girls' night out for your finances – fun, real, and guaranteed to leave you feeling empowered.

This series is your backstage pass to rewiring those money beliefs, cooking up strategies to make your bank account as healthy as your green smoothies, and building a relationship with your finances that's stronger than your coffee. You'll walk away with practical tools to tackle that "not enough" nonsense, debt drama, and the priority juggling act we talked about.

So, if you're ready to trade in that scarcity mindset for abundance (and maybe fund your next investment property sooner), hit play on "Get Unstuck with Your Money." It's time to remix your money story.

Get Unstuck with Your Money Audio Series via Podcast